Money Life Cycle Of The Poor, Middle Class and Wealthy.



The Figure above shows the money cycle of the poor, middle class and wealthy. Let’s discuss it in a more detailed manner.

1.) Poor – as you can see, immediately after receiving their income, they spend it for all their doodads. These people have lots of stuff in their house even if some of those are not needed.

2.) Middle Class – now this one’s a little different. The middle class thinks that buying something like a house or a car will give them an asset. But according to Rich Dad, “an asset is something that puts money into your pocket.” So they pay the down payment and the monthly dues which in turn becomes a liability because it takes money away from their pocket every month. They thought that they had an asset, but eventually it’s a liability. So the money cycle ends to expenses like in the case of the poor.

3.) Wealthy – this is the operating standard of the Create Abundance Business Community. After receiving the income, they put it on money generating assets and the profit that they acquire from those assets are the one’s they used for their expenses/liabilities. You can observe that among the three, only the Wealthy has the complete cycle. Because they prioritize passive income generating assets. That’s why even if they don’t work, money comes in.

This is one of the life-changing diagrams I’ve ever seen. Before, I had a money cycle of the middle class(at times, poor). But now, I made a solid decision to have the money cycle of the WEALTHY. At first it was difficult, because it was new to me. But, thanks to our 90-Day Wealth Conditioning Program(90DWCP), It became very easy for me to adjust. I learned to pay myself first(FFA). Which in turn I will use for passive income generating assets once I reach our Stage 2 of Power Investing Plan. By the way, the 90DWCP is only available for the core team members, this is included in our advanced courses. So if you want to have access, you better start and finish the 10-step membership process.

I say that if you want a radical change in your financial life, you have to start it with yourself. Its very hard to pass the core team membership. But if you’re a HIGH ACHIVER, I don’t think it can stop you. Instead, it can propel you to a new level of personal growth and success. The challenge is really on for those aspiring members and we want you to take part of it. So the question is, are you in or out?


- Coach Ryan M

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