Allegra Garden Place | DMCI Homes Pasig | RFO

Ready Now, Three Ways

Allegra against the other two ready-now options

Allegra Garden Place, Alder Residences, and The Oriana's North Tower are all finished, occupied DMCI communities on the same 12% downpayment terms. Here's the cheapest available 2-Bedroom from each, side by side — and where Allegra actually wins against the other two.

Allegra Garden Place compared with Alder Residences and The Oriana North Tower, 2-Bedroom units
Comparison	Allegra · Amina 403	Alder · Sylvan 202	Oriana North · North 919
Floor area	54 sqm	67 sqm	54.5 sqm
List price	₱7,326,000	₱9,255,000	₱7,319,000
Price per sqm	₱135,667	₱138,134	₱134,294
Monthly × 36 months	₱23,342	₱29,708	₱23,319
Bank amortization (20 yrs, est.)	₱55,388	₱69,972	₱55,335
HomeAdvance move-in cash-out	₱50,000	₱59,000	₱57,500
Turnover	RFO Jul 2024	RFO Dec 2025	RFO Apr 2026
Unit selection	Studio–3BR available	2BR only (21 left)	1BR–2BR available

₱50,000lowest HomeAdvance move-in

Allegra has the lowest cash-out of the three to move in under HomeAdvance — ₱50,000, against ₱57,500 at The Oriana North and ₱59,000 at Alder. Its 2-Bedroom lease rate is also the cheapest of the three at ₱12,500/month.

It's also the widest selection. Where Alder has only 2-Bedroom left to reserve, Allegra still has Studio through 3-Bedroom open across its Amina and Soraya buildings — so if the 2-Bedroom shown here isn't the right fit, there's more to choose from without leaving the project. Oriana North still edges it out on price per sqm, and Alder on floor area, but for lowest cost to get in the door, Allegra wins.

Figures use each property's lowest-priced available 2-Bedroom as of this page's build date, on 12% downpayment / 36 months / 1% discount / ₱30,000 reservation. HomeAdvance rent-to-own terms are per DMCI Memo PD-26-06-014, valid through September 30, 2026, and apply to all three properties — The Oriana's South Tower is excluded.

See the full side-by-side computation → Includes the downpayment schedule, bank amortization, closing fees, and HomeAdvance rent-to-own terms for all three properties.

★ RFO MOVE-IN PROMO · UNTIL NOVEMBER 30, 2026

Move in with just 5% down

Allegra Garden Place qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.

Promo Term	Discount	DP Period	Financing
5% DP · 95% balance thru bank financing	2% OFF	DP payable in 12 months	Chinabank & BPI only

Also Available · DMCI Third Quarter Deals · Until Oct 31, 2026

Straight Up 36 — with 1% Discount

12% DP / 36 months

Balance of 88% via bank or in-house financing

Through August 31, 2026, spread your 12% downpayment over 36 months with a 1% discount on your unit; the term shortens to 32 months (same 1% discount) for Sep 1 – Oct 31 reservations under the Modified Third Quarter Deals. Special discounts apply to units only and are not combinable with regular discounts; parking may follow the same promo payment term as the unit.

Move in with just 5% down, payable over 12 months — the 95% balance runs through bank financing.
Available through Chinabank and BPI financing only, subject to bank financing guidelines.
Valid for reservations from June 1 to November 30, 2026.
Allegra Garden Place carries the standard 2% RFO discount — DMCI’s selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4%.

Compute my move-in cost with 5% DP →

Promo validity: June 1 – November 30, 2026 · per DMCI memo PD-26-05-028 (5% DP – 95% BF payment term extension, Chinabank & BPI financing only). Third Quarter Deals: valid August 1 – October 31, 2026 per DMCI memo PD-26-07-031. Final figures are confirmed at reservation — talk to Warren Rafal to avail.

Payment Terms Compared

12% Spot DP vs 5% Low Spot DP vs Home Advance

Three ways into the same unit at Allegra Garden Place. The 5% low spot downpayment is the lightest entry cost of the year — and it hands the bank ₱302,648 more to carry, which at an indicative 8.5% over 20 years works out to about ₱2,626 more every month, or roughly ₱630,348 more paid over the term. Home Advance keeps the smaller loan, carries the lightest monthly downpayment of the three, and is the only one that gets you into the unit before the bank releases anything.

DMCI Homes payment terms compared on Allegra Garden Place unit Soraya 302, a 30 sqm Studio listed at ₱5,061,000
Allegra Garden Place · Soraya 302	12% Spot DP	5% Low Spot DP	Home Advance 12% / 36
Downpayment required	12%	5%	12%
Promo discount	none	2%	1%
Net contract price	₱5,061,000	₱4,959,780	₱5,010,390
Downpayment amount	₱607,320	₱247,989	₱601,247
Payable over	1 payment	12 months	36 months
Monthly downpayment	—	₱18,166	₱15,868
Cash to reserve + first payment	₱607,320	₱48,166	₱45,868
Cash out, first 12 months	₱607,320	₱247,989	₱220,416
Balance for bank financing	₱4,453,680 (88%)	₱4,711,791 (95%)	₱4,409,143 (88%)
Est. amortization, 20 yrs	₱38,650/mo	₱40,890/mo	₱38,264/mo
Bank options	any accredited bank	Chinabank or BPI only	any accredited bank
Earliest move-in	after bank drawdown	after bank drawdown	month 4 — before drawdown
Cash to reach move-in	₱607,320	₱247,989	₱93,472 + ₱42,500
While you finish the downpayment	your current rent	your current rent	₱10,000/mo — your own unit
Who owns the unit from Day 1	you	you	you

The difference that decides it

With Home Advance you are the owner from Day 1 — not a tenant hoping to become one

Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. That order is everything:

You sign a Reservation Agreement, then a Contract to Sell — on that exact unit, in your name, before any move-in conversation starts.
Every peso of your downpayment is equity in your purchase, not a credit held aside to be applied later if something gets approved.
The unit leaves the market the day you reserve it, and your price is locked at your contract price for the whole term.
There is no conversion step and nothing left to approve to make you an owner — you already are one. The only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through.

Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval. There, you can pay faithfully for a year and still not own anything — and if the conversion is not approved, every peso you paid was rent.

Straight about the lease: under Home Advance you do sign a lease and the monthly Home Advance rate is not credited to your purchase. It is the occupancy fee for living in a unit you have already bought, before the bank releases the balance. Your ownership runs on the downpayment, in parallel — and it started the day you reserved. The right comparison is not “lease versus equity,” it is “this lease versus the rent you are paying someone else right now.”

Computed on Soraya 302 — the lowest-priced available Studio at Allegra Garden Place (30 sqm, list ₱5,061,000) as of this page’s build date — with a ₱30,000 reservation fee. The 12% spot column assumes DMCI’s regular term with no promo discount applied; special discounts are tied to their own payment terms and are not combinable (memo PD-26-07-031). 5% low spot downpayment per memo PD-26-05-028, valid June 1 – November 30, 2026, Chinabank or BPI financing only. Home Advance per memos PD-26-06-014 and PD-26-06-020, valid July 1 – September 30, 2026. Bank amortization is an estimate at 8.50% over 20 years — your actual rate is set by your bank at approval. Closing fees are payable separately on all three routes.

See the full three-way breakdown → The complete article — entry cost, loan size, the twenty-year amortization, the two-rent problem, and which route fits which buyer.

★ HOME ADVANCE · RENT-TO-OWN AVAILABLE

Move In Now, Pay Your Balance Later

Allegra Garden Place qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.

Monthly HomeAdvance Lease Rates — Allegra Garden Place

Unit Type	Approx. Size	Monthly Lease	Move-In Cash-Out*
Studio	30–34 sqm	₱10,000	₱42,500
1-Bedroom	30–41 sqm	₱11,000	₱45,500
2-Bedroom	54–69 sqm	₱12,500	₱50,000
3-Bedroom	78.5–83 sqm	₱17,500	₱65,000

*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.

How to Pre-Qualify — Complete 4 Months Downpayment

Option 1

Pay 4-Month DP in Advance (Spot)

Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.

Option 2

Pay Downpayment Monthly

Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.

Lease Terms

Minimum lease contract: 6 months.
Lease end aligns with your bank drawdown / balance due date (pro-rated rate may apply).
Required upon lease: 1 month advance + 2 months security deposit + utility deposit.
Unit warranty served upon acceptance of the leased unit.

Free Association Dues by Lease Length

6 months1 month FREE
7–12 months2 months FREE
13–18 months3 months FREE
19–24 months4 months FREE
25–30 months5 months FREE
31 months & up6 months FREE

All terms enjoy FREE PMO turnover fees.

Compute my unit & Home Advance terms →

Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Warren Rafal to avail.

Frequently Asked Questions

Questions buyers ask

Where is Allegra Garden Place located?

Allegra Garden Place is located along Pasig Boulevard in Brgy. Bagong Ilog, Pasig City — minutes from Capitol Commons, Ortigas Center, and SM Megamall.

Is Allegra Garden Place ready for occupancy?

Yes. Allegra Garden Place turned over in July 2024 and is Ready for Occupancy, with select Studio, 1BR, 2BR, and 3BR units available.

How much is a unit in Allegra Garden Place?

Units range from approximately ₱4.3M to ₱12.9M. A limited promo offers Studio units at around ₱16,500 per month with a 12% downpayment over 36 months.

Is Allegra Garden Place available for rent-to-own (Home Advance)?

Yes. Allegra Garden Place in Pasig City qualifies for DMCI Homes' Home Advance (Rent-to-Own) program, so you can move in now and pay your balance later instead of waiting for full bank financing. Monthly HomeAdvance lease starts at PHP 10,000 for a Studio. To pre-qualify you complete 4 months of downpayment, either paid in advance or monthly (qualifying after the 4th payment). Promo validity July 1 to September 30, 2026, per DMCI memo PD-26-06-014.

How much is the Home Advance / Rent-to-Own monthly and move-in cost at Allegra Garden Place?

At Allegra Garden Place, monthly HomeAdvance lease rates are Studio from PHP 10,000/month, 1-Bedroom from PHP 11,000/month, 2-Bedroom from PHP 12,500/month, 3-Bedroom from PHP 17,500/month. The one-time move-in cash-out is 1 month advance rental plus 2 months security deposit plus a PHP 12,500 utility deposit; PMO turnover fees (joining fee and water service deposit) are free. Minimum lease is 6 months.

Is there a 5% downpayment promo at Allegra Garden Place?

Yes. Allegra Garden Place qualifies for DMCI Homes' 5% downpayment promo (memo PD-26-05-028), valid for reservations from June 1 to November 30, 2026: pay just 5% down over 12 months with a 2% discount, and finance the 95% balance through Chinabank or BPI bank financing. DMCI's selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4% discount under the same terms.

What Third Quarter Deals promo is available at Allegra Garden Place?

Through October 31, 2026, Allegra Garden Place qualifies for the DMCI Homes Third Quarter Deals (memo PD-26-07-031): a 12% downpayment spread over 36 months (32 months from Sep 1) with a 1% discount on the unit, with the 88% balance payable via bank or in-house financing. The special discount applies to units only and cannot be combined with regular discounts; parking may follow the same promo payment term as the unit.

How does Allegra Garden Place compare to Alder Residences and The Oriana for a ready-now 2-Bedroom?

All three are finished DMCI communities on the same 12% downpayment / 36-month terms. Allegra Garden Place's 2-Bedroom (Amina 403, 54 sqm) is priced at PHP 7,326,000, close to The Oriana's North 919 (54.5 sqm, PHP 7,319,000, North Tower only) and well below Alder Residences' Sylvan 202 (67 sqm, PHP 9,255,000). Allegra also carries the lowest HomeAdvance move-in cash-out of the three at PHP 50,000, and the widest unit selection — Studio through 3-Bedroom is still available, while Alder only has 2-Bedroom left. All three qualify for DMCI's HomeAdvance rent-to-own bridge through September 30, 2026.

Which DMCI ready-now property has the lowest move-in cost under HomeAdvance?

Among Alder Residences, Allegra Garden Place, and The Oriana North Tower, Allegra Garden Place has the lowest HomeAdvance move-in cash-out at PHP 50,000, versus PHP 57,500 at The Oriana North and PHP 59,000 at Alder. Allegra's HomeAdvance lease rate on a 2-Bedroom is also the lowest of the three at PHP 12,500/month. Warren Rafal can confirm current availability and the exact lease rate for the unit type you need.

Do I own the unit from Day 1 under Home Advance at Allegra Garden Place, or am I just renting it?

You are the buyer from Day 1. Home Advance at Allegra Garden Place is not a rent-first arrangement — you reserve and sign a Contract to Sell on that specific unit before any occupancy begins, and every peso of your downpayment is equity in that purchase. The unit leaves the market the day you reserve and your price is locked at your contract price. There is no later conversion step and no separate approval needed to make you an owner, because you already are one; the only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through. The Home Advance lease covers occupancy of a unit you have already bought while the balance is processed for bank drawdown, and that lease payment is not credited to the purchase — your ownership runs on the downpayment, in parallel.

What is the difference between the 12% spot downpayment, the 5% low spot downpayment and Home Advance at Allegra Garden Place?

On Soraya 302, a 30 sqm Studio at Allegra Garden Place listed at ₱5,061,000: the 12% spot downpayment asks ₱607,320 in one payment and leaves a bank loan of ₱4,453,680. The 5% low spot downpayment needs ₱48,166 to start and ₱18,166 a month for 12 months, but leaves a bank loan of ₱4,711,791. Home Advance needs ₱45,868 to start and ₱15,868 a month for 36 months, and leaves the smallest bank loan of the three at ₱4,409,143 — about ₱2,626 a month less than the 5% route at an indicative 8.5% over 20 years.

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