Three Japanese-inspired high-rise towers (39–41 levels) offering tranquil garden living with world-class quality in the center of Metro Manila.
A signature DMCI Homes development in M. Vicente St., Mandaluyong City — thoughtfully designed for resort-inspired living, backed by DMCI's trusted build quality and full in-house property management.
Kai Garden Residences qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.
| Promo Term | Discount | DP Period | Financing |
|---|---|---|---|
| 5% DP · 95% balance thru bank financing | 2% OFF | DP payable in 12 months | Chinabank & BPI only |
Through August 31, 2026, spread your 12% downpayment over 36 months with a 1% discount on your unit; the term shortens to 32 months (same 1% discount) for Sep 1 – Oct 31 reservations under the Modified Third Quarter Deals. Special discounts apply to units only and are not combinable with regular discounts; parking may follow the same promo payment term as the unit.
Promo validity: June 1 – November 30, 2026 · per DMCI memo PD-26-05-028 (5% DP – 95% BF payment term extension, Chinabank & BPI financing only). Third Quarter Deals: valid August 1 – October 31, 2026 per DMCI memo PD-26-07-031. Final figures are confirmed at reservation — talk to Warren Rafal to avail.
Kai Garden Residences qualifies for Home Advance, so you have a real choice in how you enter the same unit. Here is what separates the three routes — and why the one that looks most expensive up front is usually the cheapest to finish.
| How the three routes differ | 12% Spot DP | 5% Low Spot DP | Home Advance 12% / 36 |
|---|---|---|---|
| Downpayment required | 12% | 5% | 12% |
| Promo discount | none | 2% | 1% |
| Payable over | 1 payment | 12 months | 36 months |
| Bank carries | 88% | 95% | 88% |
| Long-run amortization | lower | highest of the three | lowest of the three |
| Bank options | any accredited bank | Chinabank or BPI only | any accredited bank |
| Earliest move-in | after bank drawdown | after bank drawdown | month 4 — before drawdown |
| While you finish the downpayment | your current rent | your current rent | fixed lease — your own unit |
| Who owns the unit from Day 1 | you | you | you |
Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. That order is everything:
Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval. There, you can pay faithfully for a year and still not own anything — and if the conversion is not approved, every peso you paid was rent.
Straight about the lease: under Home Advance you do sign a lease and the monthly Home Advance rate is not credited to your purchase. It is the occupancy fee for living in a unit you have already bought, before the bank releases the balance. Your ownership runs on the downpayment, in parallel — and it started the day you reserved. The right comparison is not “lease versus equity,” it is “this lease versus the rent you are paying someone else right now.”
Kai Garden Residences has no units showing as available in the current DMCI inventory feed — reserved and on-hold units are released back regularly, so message me for today’s live list and I will run all three computations on the exact unit and floor you want. The 12% spot column assumes DMCI’s regular term with no promo discount applied; special discounts are tied to their own payment terms and are not combinable (memo PD-26-07-031). 5% low spot downpayment per memo PD-26-05-028, valid June 1 – November 30, 2026, ready-for-occupancy buildings only, Chinabank or BPI financing only. Home Advance per memos PD-26-06-014 and PD-26-06-020, valid July 1 – September 30, 2026. Closing fees are payable separately on all routes.
Kai Garden Residences qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.
| Unit Type | Approx. Size | Monthly Lease | Move-In Cash-Out* |
|---|---|---|---|
| 1-Bedroom | 24–41.5 sqm | ₱12,500 | ₱50,000 |
| 2-Bedroom | 47–61 sqm | ₱13,500 | ₱53,000 |
| 3-Bedroom | 78–86 sqm | ₱18,000 | ₱66,500 |
*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.
Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.
Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.
All terms enjoy FREE PMO turnover fees.
Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Warren Rafal to avail.
Talk to Warren Rafal — your DMCI Accredited Agent — for the complete price list, unit availability, sample computations, and a free, no-pressure consultation.
💬 Chat with Warren on WhatsApp →Official developer listing: Kai Garden Residences on dmcihomes.com
Frequently Asked Questions
Kai Garden Residences is a DMCI Homes condominium community in Mandaluyong, Metro Manila. Contact Warren Rafal for the exact address and directions.
Units at Kai Garden Residences are priced from ₱5M. Contact Warren Rafal for the latest price list, available units, and payment terms.
Kai Garden Residences is currently pre-selling. Warren Rafal can provide updated availability and turnover schedules.
Yes. Kai Garden Residences in Mandaluyong City qualifies for DMCI Homes' Home Advance (Rent-to-Own) program, so you can move in now and pay your balance later instead of waiting for full bank financing. Monthly HomeAdvance lease starts at PHP 12,500 for a 1-Bedroom. To pre-qualify you complete 4 months of downpayment, either paid in advance or monthly (qualifying after the 4th payment). Promo validity July 1 to September 30, 2026, per DMCI memo PD-26-06-014.
At Kai Garden Residences, monthly HomeAdvance lease rates are 1-Bedroom from PHP 12,500/month, 2-Bedroom from PHP 13,500/month, 3-Bedroom from PHP 18,000/month. The one-time move-in cash-out is 1 month advance rental plus 2 months security deposit plus a PHP 12,500 utility deposit; PMO turnover fees (joining fee and water service deposit) are free. Minimum lease is 6 months.
Yes. Kai Garden Residences qualifies for DMCI Homes' 5% downpayment promo (memo PD-26-05-028), valid for reservations from June 1 to November 30, 2026: pay just 5% down over 12 months with a 2% discount, and finance the 95% balance through Chinabank or BPI bank financing. DMCI's selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4% discount under the same terms.
Through October 31, 2026, Kai Garden Residences qualifies for the DMCI Homes Third Quarter Deals (memo PD-26-07-031): a 12% downpayment spread over 36 months (32 months from Sep 1) with a 1% discount on the unit, with the 88% balance payable via bank or in-house financing. The special discount applies to units only and cannot be combined with regular discounts; parking may follow the same promo payment term as the unit.
You are the buyer from Day 1. Home Advance at Kai Garden Residences is not a rent-first arrangement — you reserve and sign a Contract to Sell on that specific unit before any occupancy begins, and every peso of your downpayment is equity in that purchase. The unit leaves the market the day you reserve and your price is locked at your contract price. There is no later conversion step and no separate approval needed to make you an owner, because you already are one; the only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through. The Home Advance lease covers occupancy of a unit you have already bought while the balance is processed for bank drawdown, and that lease payment is not credited to the purchase — your ownership runs on the downpayment, in parallel.
All three buy the same Kai Garden Residences unit and differ in how much cash you put up front, how big the bank loan ends up, and when you can move in. A 12% spot downpayment is paid in one lump sum at reservation, leaving 88% for bank financing. The 5% low spot downpayment (memo PD-26-05-028) drops the downpayment to 5% payable over 12 months with a 2% discount, but the bank then finances 95% — a larger loan and a higher amortization for the life of the term, through Chinabank or BPI only. Home Advance keeps the 12% downpayment but spreads it over 36 months with a 1% discount, and once you have completed 4 months of downpayment you may move into the actual unit you purchased while the balance is processed for bank drawdown.