Asian Contemporary architecture in Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City.
The only waterfront community in Bay City — located directly by the bay with magnificent views and world-class amenities in the metro's next major business district.
Units available — request the latest price list and computation from Warren.
Oak Harbor Residences sits in Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City — close to malls, schools, hospitals, and major transit links across Parañaque and Metro Manila.
Oak Harbor Residences pairs DMCI's signature resort-style living with a prime Parañaque address. Reserve through an accredited agent and get the full price list, sample computations, and flexible payment options.
Oak Harbor Residences qualifies for the DMCI Homes Third Quarter Deals — reserve by August 31, 2026 and choose the downpayment structure that fits your cash flow.
Spread your 12% downpayment over 36 months and take a 1% discount. Balance of 88% via bank or in-house financing.
Stretch the same 12% downpayment over 40 months for the lowest possible monthly — no discount, maximum breathing room. Balance of 88% via bank or in-house financing.
Promo validity: August 1 – August 31, 2026 · per DMCI memo PD-26-07-031 (Third Quarter Deals). Final figures are confirmed at reservation — talk to Warren Rafal to avail.
20% spot DP → 4% off · 30% spot DP → 2% off · 40% spot DP → 2% off · 50%+ spot DP → 3% off · Cash term → 4% off. Applicable to units and parking slots (if purchased with the unit).
Promo validity: July 28 – August 31, 2026 · per DMCI memo PD-26-07-033 (Oak Harbor Residences spot DP promo).
Oak Harbor Residences qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.
| Promo Term | Discount | DP Period | Financing |
|---|---|---|---|
| 5% DP · 95% balance thru bank financing | 2% OFF | DP payable in 12 months | Chinabank & BPI only |
Promo validity: June 1 – November 30, 2026 · per DMCI memo PD-26-05-028 (5% DP – 95% BF payment term extension, Chinabank & BPI financing only). Final figures are confirmed at reservation — talk to Warren Rafal to avail.
Three ways into the same unit at Oak Harbor Residences. The 5% low spot downpayment is the lightest entry cost of the year — and it hands the bank ₱938,142 more to carry, which at an indicative 8.5% over 20 years works out to about ₱8,141 more every month, or roughly ₱1,953,940 more paid over the term. Home Advance keeps the smaller loan, carries the lightest monthly downpayment of the three, and is the only one that gets you into the unit before the bank releases anything.
| Oak Harbor Residences · Lauderdale M106 | 12% Spot DP | 5% Low Spot DP | Home Advance 12% / 36 |
|---|---|---|---|
| Downpayment required | 12% | 5% | 12% |
| Promo discount | 1% | 2% | 1% |
| Net contract price | ₱15,531,120 | ₱15,374,240 | ₱15,531,120 |
| Downpayment amount | ₱1,863,734 | ₱768,712 | ₱1,863,734 |
| Payable over | 1 payment | 12 months | 36 months |
| Monthly downpayment | — | ₱61,559 | ₱50,937 |
| Cash to reserve + first payment | ₱1,863,734 | ₱91,559 | ₱80,937 |
| Cash out, first 12 months | ₱1,863,734 | ₱768,712 | ₱641,245 |
| Balance for bank financing | ₱13,667,386 (88%) | ₱14,605,528 (95%) | ₱13,667,386 (88%) |
| Est. amortization, 20 yrs | ₱118,609/mo | ₱126,750/mo | ₱118,609/mo |
| Bank options | any accredited bank | Chinabank or BPI only | any accredited bank |
| Earliest move-in | after bank drawdown | after bank drawdown | month 4 — before drawdown |
| Cash to reach move-in | ₱1,863,734 | ₱768,712 | ₱233,748 + ₱87,500 |
| While you finish the downpayment | your current rent | your current rent | ₱25,000/mo — your own unit |
| Who owns the unit from Day 1 | you | you | you |
Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. That order is everything:
Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval. There, you can pay faithfully for a year and still not own anything — and if the conversion is not approved, every peso you paid was rent.
Straight about the lease: under Home Advance you do sign a lease and the monthly Home Advance rate is not credited to your purchase. It is the occupancy fee for living in a unit you have already bought, before the bank releases the balance. Your ownership runs on the downpayment, in parallel — and it started the day you reserved. The right comparison is not “lease versus equity,” it is “this lease versus the rent you are paying someone else right now.”
Computed on Lauderdale M106 — the lowest-priced available 1BR at Oak Harbor Residences (66 sqm, list ₱15,688,000) as of this page’s build date — with a ₱30,000 reservation fee. The 12% spot column assumes DMCI’s regular term with its project spot-DP discount applied; special discounts are tied to their own payment terms and are not combinable (memo PD-26-07-031). 5% low spot downpayment per memo PD-26-05-028, valid June 1 – November 30, 2026, Chinabank or BPI financing only. Home Advance per memos PD-26-06-014 and PD-26-06-020, valid July 1 – September 30, 2026. Bank amortization is an estimate at 8.50% over 20 years — your actual rate is set by your bank at approval. Closing fees are payable separately on all three routes.
Oak Harbor Residences qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.
| Unit Type | Approx. Size | Monthly Lease | Move-In Cash-Out* |
|---|---|---|---|
| 1-Bedroom | 66–72.5 sqm | ₱25,000 | ₱87,500 |
| 2-Bedroom | 80–85 sqm | ₱32,500 | ₱110,000 |
| 2-Bedroom | 97–100 sqm | ₱37,500 | ₱125,000 |
| 3-Bedroom | 127–152 sqm | ₱45,000 | ₱147,500 |
| 3BR Loft (Inner) | 135–200 sqm | ₱70,000 | ₱222,500 |
| 3BR Loft (End) | 201–300 sqm | ₱80,000 | ₱252,500 |
*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.
Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.
Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.
All terms enjoy FREE PMO turnover fees.
Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Warren Rafal to avail.
Talk to Warren Rafal — your DMCI Accredited Agent — for the complete price list, unit availability, and a free personalized consultation.
Tap below for a free, personalized property match — Warren replies personally.
Get My Free Property Match →Official developer listing: Oak Harbor Residences on dmcihomes.com
Frequently Asked Questions
Oak Harbor Residences is located at Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City, Parañaque, Metro Manila.
Oak Harbor Residences offers 1BR · 2BR · 3BR units, priced ₱15.7M – ₱31.5M.
Oak Harbor Residences is rfo — Units available — request the latest price list and computation from Warren.
Yes. Oak Harbor Residences in Parañaque City qualifies for DMCI Homes' Home Advance (Rent-to-Own) program, so you can move in now and pay your balance later instead of waiting for full bank financing. Monthly HomeAdvance lease starts at PHP 25,000 for a 1-Bedroom. To pre-qualify you complete 4 months of downpayment, either paid in advance or monthly (qualifying after the 4th payment). Promo validity July 1 to September 30, 2026, per DMCI memo PD-26-06-014.
At Oak Harbor Residences, monthly HomeAdvance lease rates are 1-Bedroom from PHP 25,000/month, 2-Bedroom from PHP 32,500/month, 3-Bedroom from PHP 45,000/month, 3BR Loft (Inner) from PHP 70,000/month, 3BR Loft (End) from PHP 80,000/month. The one-time move-in cash-out is 1 month advance rental plus 2 months security deposit plus a PHP 12,500 utility deposit; PMO turnover fees (joining fee and water service deposit) are free. Minimum lease is 6 months.
Through August 31, 2026, Oak Harbor Residences qualifies for the DMCI Homes Third Quarter Deals (memo PD-26-07-031): Straight Up 36 — a 12% downpayment spread over 36 months with a 1% discount, or Straight Up 40 — the same 12% downpayment spread over 40 months with no discount for the lightest monthly outlay. In both options the 88% balance is payable via bank or in-house financing. The special discount applies to units only and cannot be combined with regular discounts.
Yes. For reservations from July 28 to August 31, 2026, Oak Harbor Residences offers spot downpayment discounts per DMCI memo PD-26-07-033: 20% spot DP gets 4% off, 30% spot DP gets 2% off, 40% spot DP gets 2% off, 50% and up spot DP gets 3% off, and cash terms get 4% off. This discount is applicable to units and parking slots (if purchased together with the unit) and stacks on top of the regular RFO discount.
Yes. Oak Harbor Residences qualifies for DMCI Homes' 5% downpayment promo (memo PD-26-05-028), valid for reservations from June 1 to November 30, 2026: pay just 5% down over 12 months with a 2% discount, and finance the 95% balance through Chinabank or BPI bank financing. DMCI's selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4% discount under the same terms.
You are the buyer from Day 1. Home Advance at Oak Harbor Residences is not a rent-first arrangement — you reserve and sign a Contract to Sell on that specific unit before any occupancy begins, and every peso of your downpayment is equity in that purchase. The unit leaves the market the day you reserve and your price is locked at your contract price. There is no later conversion step and no separate approval needed to make you an owner, because you already are one; the only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through. The Home Advance lease covers occupancy of a unit you have already bought while the balance is processed for bank drawdown, and that lease payment is not credited to the purchase — your ownership runs on the downpayment, in parallel.
On Lauderdale M106, a 66 sqm 1BR at Oak Harbor Residences listed at ₱15,688,000: the 12% spot downpayment asks ₱1,863,734 in one payment and leaves a bank loan of ₱13,667,386. The 5% low spot downpayment needs ₱91,559 to start and ₱61,559 a month for 12 months, but leaves a bank loan of ₱14,605,528. Home Advance needs ₱80,937 to start and ₱50,937 a month for 36 months, and leaves the smallest bank loan of the three at ₱13,667,386 — about ₱8,141 a month less than the 5% route at an indicative 8.5% over 20 years.